Disclaimer

IMPORTANT NOTICE: FHA.US.com is not a government agency, is not affiliated with or approved by U.S. Department of Agriculture (USDA), US Department of Veterans Affairs (VA), United States Department of Housing and Urban Development (HUD) or the Federal Housing Administration (FHA) in any way, is not associated with the government, and is not approved by the government or your lender. FHA.US.com is a publisher of mortgage information and is not a lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. Even if you accept mortgage assistance relief service offer and use attorney service, your lender may not agree to change your loan. 16 CFR 322.4(a)(1)

To apply for a home loan, you should first fill out our online form. There is no cost to submit a request, get matched with lenders or and receive loan quotes. You may review the home loan offer and negotiate with the lender(s) at no cost. Until you agree to receive a home loan, you may shop at no cost. Each lender is different and FHA.US.com has no control over the rates and fees each lender charges. Carefully review the terms associated with each offer before accepting or declining. Before you agree to a lender’s offer, we recommend that you fully understand all of the terms associated with the mortgage loan.

Once you have located a lender and agreed with the terms they presented, lender will be required to provide you with Good Faith Estimate. You are not under any obligation to accept an offer from a lender and you can cancel the entire process at any time at your discretion.

FHA.US.com is not a lender in any transaction. All credit decisions, including loan approval and the conditional services, rates and terms you are offered, are the responsibility of the participating lenders will vary based upon your loan request and determined by the lenders with whom you are dealing with. Not all consumers will qualify for the home loan, rates and terms. You may not be connected with the lender that provides you with the loan you are looking for, and we does not guarantee that any lender will make you a conditional loan offer. We also cannot influence the amount of funds you may receive from the lenders within our network. It is not our policy to perform credit checks on any of our customers. We do not act as agents or representatives for any of our lenders.

FHA.US.com is not responsible for making any decisions regarding loans and credits. The information on our website is nothing more than an advertising. The procedure of loan application is being held in order to archive the best cooperating match between the borrower and the lender and it is based on the applicant’s information. It should be mentioned, that provided data will be available to third parties. Every application is introduced to many lenders in order to increase the chance of success. Filling in this application must not insure you in any approval of services. FHA.US.com cannot be held accountable for any lender's charges or terms, FHA.US.com is in no way responsible for any agreement between you and a lender.

Any of the information that you read on this website may be changed at any time without any prior notice.

Any transactions or communications that transpire between you and FHA.US.com are considered to have occurred in the state of Delaware and are always subject to Delaware laws, regardless of where you live or where you were located at the time of the application or approval.

Accessing this web site, you acknowledge that you have read and agree to abide by the Terms of Use and consent by electronic signature to share your information with this web site and its network of financial & legal service providers, to be contacted by a live mortgage agent, artificial or prerecorded voice, and SMS text at residential or cellular number (dialed manually or by autodialed) and by email. Calls may be recorded for quality assurance. You agree that you may be contacted by telephone or email (including the use of automated technologies) even if your number(s) is listed on any Do Not Call List (Federal, State, Corporate or Otherwise).